Being a small business owner comes with its share of benefits and challenges. Ensuring you have a good location, great staff, and a steady stream of customers can be daunting enough, but these don’t even begin to touch on the unique challenges presented to music retailers.
Providing valuable instruments to your community is only the beginning, your shop may also provide services such as cleaning and repairs for said instruments, or your shop may offer music instruction and lessons as well. Music retailers face several unique risks and liabilities because of this, and as such should take necessary precautions to ensure their musical instruments are properly protected.
At Clarion Associates, we offer comprehensive policies, at competitive rates, that can be customized to meet the exact needs of you and your business. Our retail insurance plan offers an extensive array of coverage designed to protect you and your business against many potential problems that may arise.
Our retail property insurance coverage provides protection for your instruments, equipment, and your music shop itself. Our liability coverage provides protection against damages or injuries that may potentially be caused by your services or instruments. We also offer product liability coverage which offers protection against accidents and instrument damage caused by unforeseen circumstances such as vandalism, fire, or theft.
If you’re forced to temporarily close for repairs or other covered events, lost income coverage can help reimburse wages during your downtime. Crime coverage helps protect your business from theft, vandalism, damage, and many other crimes that may occur to you or your property.
Clarion Associates is a third-generation family-owned and operated insurance agency with over a half a century of experience. Over the last 50 years, we’ve devoted our focus on meeting the needs of musicians and the broader music industry, and are a respected leader in musical instrument insurance. We’ve been recognized and endorsed by many renowned musical schools, associations, and other institutions for our exceptional coverage and personalized service.
Our agents offer rapid response and prompt processing of your claims, helping to minimize downtime and allowing you to continue providing musical instruments and servicing for your community. Contact a trusted Clarion adviser today for a consultation that maps out your specific insurance needs, so we can customize a policy that’s perfect for both you and your business.