Your piano is likely one of the most prized and valuable possessions you own. Whether you own a compact upright or an extravagant grand piano, you want to make sure your source of music and work of art is protected and insured. Life happens, and when it does, piano insurance from Clarion Associates is here to protect you and your piano against unexpecting things that life may throw your way. Whether you’re an expert, up-and-coming professional, or even a collector, we offer flexible policies and customizable coverage options that meet your needs.
Pianos can last a lifetime, and if properly taken care of, several more years beyond that as well. You may have inherited yours, or maybe you wish to pass yours down when the time comes. Insuring your will piano help you ensure that it will be enjoyed and taken care of for many more years to come.
Most people choose to insure their pianos under their homeowner’s insurance plans, but doing so can come with its own set of limitations and risks. Most homeowner’s policies have various coverage limits, including limits on certain items such as jewelry and collectibles. While your piano will most likely be covered under general household goods, it may need a personal property rider. Talk with a trusted adviser today to discuss your specific needs so our agents can customize a policy that gives you the coverage you need.
One of the most important precautions you should take when insuring your instruments is to keep organized and detailed records, should you need to file a claim. This not only helps to resolve your claim rapidly but will also ensure you’re getting proper repair work or a replacement for your specific piano. Be sure to document your piano’s brand, model, serial number, and size. We also recommend having some photographs on record as well, so you have a record of how your piano is aging over time. Not only is your replacement value often determined by this information, but you can also use it to help estimate an appraisal value.
Clarion Associates is a third-generation family-owned insurance agency with over 50 years of experience providing musical instrument insurance. For over half a century, we’ve focused our efforts on meeting the needs of musicians and the music industry. As an industry leader in musical instrument insurance, we work with a range of clients, including a multitude of respected musical associations and organizations, as well as over 20,000 musicians worldwide.
We pride ourselves on providing you with personal service that exceeds your expectations. We’re here for you when you need us most, giving you the peace of mind you deserve. Contact a trusted Clarion adviser today to map out your specific needs, so we can help customize your coverage and create a policy that’s perfect for you.